As a Licensed Clinical Social Worker with years of field experience, I can personally attest to the urgent need for mental health care reform. Too often, individuals can only access mental health services once their insurance deductible is met, but then are forced to stop therapy when the deductible resets in the new year. This limits the time available to address issues like anxiety, depression, trauma, and grief. Insurance companies must be held accountable to provide the services people are paying for. Poor mental health not only affects individuals’ physical health and quality of life but also has a significant economic impact, costing the U.S. $282 billion annually due to lower employment rates, decreased productivity, and reduced consumer spending. Additionally, we must expand access to high-quality training for mental health professionals to ensure there are enough qualified providers to treat severe mental health and co-occurring disorders.